According to @PANewsCN, Singapore's Monetary Authority introduced the BLOOM plan (Borderless, Liquid, Open, Online, Multi-currency) to build a borderless, high-liquidity, multi-currency Web3 financial infrastructure. source: @PANewsCN, Oct 23, 2025. The initiative targets the rollout of AI-and-blockchain-powered tokenized commercial bank money, compliant stablecoins, and cross-border settlement systems. source: @PANewsCN, Oct 23, 2025. Speaker Li Guoquan said Singapore replaces Wild West innovation with Garden City governance through stablecoin legislation, compliance frameworks, and institutional collaboration to rebuild Web3 trust. source: @PANewsCN, Oct 23, 2025. He added that AI–Crypto integration will drive inclusive finance and cross-border payments in the ABCD (AI, Blockchain, Cloud, Data) era, with Singapore focusing on settlement infrastructure while Hong Kong emphasizes trading and financing. source: @PANewsCN, Oct 23, 2025. Li warned the sector will split into responsible innovation versus disorderly speculation, positioning BLOOM as a compliant blueprint aiming to make cross-border payments as easy as email and enable an AI-driven machine economy with trusted digital identity. source: @PANewsCN, Oct 23, 2025.